Buy a home in Southern MD now - California MD real estate listings and homes for sale, home buying, home selling information – THE YOWELL TEAM, Josh & Erika Yowell

Considering Buying a Home in 2008?

Now may be the best time in years to purchase a home in Southern MD! There are many reasons to buy a home, but the current market is making buying even more attractive!

Top Reasons to Buy Now:

-There are currently over 3,500 homes for sale in Southern MD

(over 1,000 in St. Mary's, 1,000 in Calvert, and 1,500 in Charles)

-Most sellers are willing to negotiate on price and closing help

(on average in Southern MD, sellers have been taking offers 8% less
than original list price)

-Mortgage interest rates are low

(recently as low as 6.48%)

-The population in Southern MD is expected to grow nearly 25% by 2020

(328,074 to 409,700)

-A fundamental principle of investing is "buy low, sell high"

(recent price depreciation has created some excellent opportunities)

-On average, the value of a home nationwide nearly doubles every 10 years

-60% of the average homeowner's wealth comes from their home's equity

-The average homeowner's net worth is $171,000- that's nearly 46 times
that of a renter's, who has an average net worth of $4,800

How do you know if now is the right time for YOU to buy?

Here are some tools to help you decide...

What are the risks? Mortgage Calculators

9 Steps to Owning a Home (video)

Your FICO Score Get Pre-Approved Apply On-line!

Market Statistics 1st Time Buyers Mortgage Shopping

Search for Homes!

Looking to Buy?

Did you know that, as a buyer, you don't pay our commission? If
you choose to have us work as your Buyer's Agents, we represent
only YOUR best interests and the seller pays us to do it! So let's
start looking for your next home!

We'll just need a little information from you. Please complete and
submit the form below. We'll start searching right away!

The Basics

*Your Price Range:
Number of Bedrooms:
Number of Bathrooms:
Size in Square Feet:
Lot Size:
Age of Home:
Style of Home:
Detached or Townhouse/Condo:
Preferred Areas/Neighborhoods:
Miscellaneous Features:
*Why Are You Moving?:
*Where Are You Moving To?:
*When Are You Moving?:
*When Are You Available To View Homes?:
*How Long Have You Been Looking?:
*Working with Another Realtor?:
*Have You Spoken with a Lender?:
*Do You Own or Rent?:
*Have You Ever Owned a Home?:
*Would You Like A "Relocation Packet" Via Mail?:

Your Contact Info

*Name:
*Email:
*Phone:
*Address:
*City:
*State:
Country:
*Zip/Postal Code:
Additional Comments or Questions:

Note: Fields with an * are required